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Difficulty tracking investment gains excluding reinvested dividends

💸 moneyproduct problemSingle report ●●●●● severity 2/5

A long-term investor reports that their brokerage platform, Fidelity, does not provide a way to calculate investment gains based solely on manual cash contributions, as the platform's gain metrics automatically include reinvested dividends (DRIP).

Who's affected: A buy-and-hold investor using Fidelity.

⚠️ Single report. This is one person's account. We mark it so until more voices confirm it.

What people do today

🔧 Fix this

Ideas a builder, maker or community group could start on:

  1. A web-based tool where users upload brokerage CSV exports to automatically filter out DRIP transactions and calculate manual-only cost basis.
  2. A browser extension that scrapes brokerage transaction history and overlays a 'contributed-only' gain metric on the dashboard.
  3. An open-source Python library specifically designed to parse standard brokerage CSV formats (Fidelity, Schwab, Vanguard) to isolate manual capital gains.
I want to build this

Real voices

“Fidelity shows a gain (~$61k), but that includes reinvested dividends. What I want is the true gain based only on my manual contributions”

Source: Stack Exchange (money) · CC BY-SA 4.0, user-contributed content from Stack Exchange; summarized and modified

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