Loss of banking incentives after splitting direct deposits

💸 moneyproduct problemSingle report ●●●●● severity 2/5

A Chime user reports that they lose access to banking incentives when they split their paycheck between Chime and another bank account.

Who's affected: A Chime user who splits their direct deposit across multiple financial institutions.

⚠️ Single report. This is one person's account. We mark it so until more voices confirm it.

What people do today

Ideas a builder, maker or community group could start on:

A dashboard feature that calculates the impact of deposit splitting on specific incentive eligibility in real-time.
A loyalty program update that allows users to maintain incentive status based on total deposit volume rather than exclusive deposit status.
A notification system that warns users before they change direct deposit settings about the specific incentives they will forfeit.

“I lose all my incentives now that I split my check up into two different banks”